0% Balance transfer credit cards

Here is our unbiased list of balance transfer cards listing the charges and offers if any.

No Fees apply to any balance transfers on these cards
Card Fee Max min pay 0% APR Notes
Abbey Zero Fee-Free SpecialNo feeN/A2.25%1218.9% Must hold a Santander branded (inc A&L) current account/mortgage
Unlimited Fees
Card Fee Max min pay 0% APR Notes
Virgin Money Card2.98%Open1.00%1616.6% ** Money transfer (SBT) fee is now 4% **
Barclaycard Platinum2.90%Open2.25%1515.9% Max BT £5K.
RBS Platinum2.90%Open2.25%1516.9% Min £10K income & must have an existing RBS product
NatWest Platinum2.90%Open2.25%1516.9% Min £10K income & must have an existing NatWest product
HSBC2.90%Open2.50%1516.9% Need to be a HSBC account holder and pay in £500 per month. Min salary £8,500
First Direct Gold2.90%Open3.00%1516.9%
Abbey Credit Card3.00%Open2.25%1515.9% Min payments are largest of 2.25% or fees + £5, phone app only 0800 022 3307
Egg Card3.00%Open2.00%1416.9%
MBNA Platinum Visa2.90%Open1.00%1316.9% ** Money transfer (SBT) fee is now 4% **
MBNA Platinum Rewards2.90%Open1.00%1316.9% ** Money transfer (SBT) fee is now 4% **
Halifax Plus3.00%Open1.00%1316.9%
BT Credit Card3.00%Open1.00%1316.9% ** Money transfer (SBT) fee is now 4% **
Nationwide Gold Card3.00%Open3.00%1316.9% Can only ever have one 0% introductory offer. ?25K min income.
Barclaycard OnePulse cashback2.50%Open2.25%1214.9% Max BT £5K
Barclaycard Breathe2.50%Open2.25%1214.9% Max BT £5K
Post Office Platinum2.98%Open2.50%1216.9% Min salary £20K. Two anniversary offers.
Post Office Classic2.98%Open2.50%1219.9% Min salary £8K. Two anniversary offers.
The AA Card2.99%Open1.00%1216.9% transferred within the first 90 days of your account opening
Asda Reward Card2.99%Open3.00%1216.8%
Debenhams2.99%Open4.00%1219.9%
bmi American Express3.00%Open1.00%1215.9% ** Money transfer (SBT) fee is now 4% **
Sonycard3.00%Open1.00%1215.9% ** Money transfer (SBT) fee is now 4% **
Breast Cancer3.00%Open1.00%1215.9% ** Money transfer (SBT) fee is now 4% **
ICICI Rewards Card3.00%Open1.00%1215.9% ** Money transfer (SBT) fee is now 4% **
Norwich & Peterborough Card3.00%Open1.00%1215.9% ** Money transfer (SBT) fee is now 4% **
LTSB Platinum3.00%Open2.00%1215.9% Must make min £100 purchase, & BT within first 6 weeks.
Abbey Zero Card3.00%Open2.25%1218.9% Available from 11/5/09
Yorkshire Bank Gold3.00%Open2.50%1216.9%
Clydesdale Bank Gold3.00%Open2.50%1216.9%
Sainsbury's Credit Card3.00%Open2.25%1015.9%
BOI Mastercard Gold2.98%Open3.00%916.9% Min salary £15K
Halifax All In One Card3.00%Open1.00%915.9%
Halifax Charity Card3.00%Open1.00%916.9%
BOS Union Card3.00%Open1.00%917.9%
BOS All In One Card3.00%Open1.00%915.9%
Halifax Rewards Card3.00%Open1.00%917.9% Must already have, or open, a Halifax current account
Saga Platinum3.00%Open3.00%911.9% Age 50+ only
Play.com1.50%Open1.00%615.9% ** Money transfer (SBT) fee is now 4% **
Virgin Atlantic 'White'2.00%Open1.00%617.9% Low minimum payments during intro offer
Tesco Clubcard2.00%Open3.00%616.9%
John Lewis2.50%Open3.00%616.9%
Marks & Spencer2.90%Open2.50%615.9% 10 month 0% SBT via Sterling travellers cheques. 1% fee. See 'M&S Travel Money'
BOI Ulster Rugby Card2.98%Open3.00%617.9% Some issues, see forum
BOI Moneyback2.98%Open3.00%617.9%
LTSB Airmiles Duo3.00%Open2.00%615.9% Must make min £100 purchase, & BT within first 6 weeks
Co-op Members' Card3.00%Open2.00%615.9% Min salary £10K
Co-op Affinity Standard3.00%Open2.00%618.9% Various causes.
Co-op Affinity Platinum3.00%Open2.00%616.9% Min salary £25K. Various causes
GM Card2.90%Open2.00%514.9%

Table | 0% Balance transfer credit cards |