| Card |
Fee |
Max |
min pay |
0% |
APR |
Notes |
| Virgin Money Card | 2.98% | Open | 1.00% | 16 | 16.6% |
** Money transfer (SBT) fee is now 4% ** |
| Barclaycard Platinum | 2.90% | Open | 2.25% | 15 | 15.9% |
Max BT £5K. |
| RBS Platinum | 2.90% | Open | 2.25% | 15 | 16.9% |
Min £10K income & must have an existing RBS product |
| NatWest Platinum | 2.90% | Open | 2.25% | 15 | 16.9% |
Min £10K income & must have an existing NatWest product |
| HSBC | 2.90% | Open | 2.50% | 15 | 16.9% |
Need to be a HSBC account holder and pay in £500 per month. Min salary £8,500 |
| First Direct Gold | 2.90% | Open | 3.00% | 15 | 16.9% |
 |
| Abbey Credit Card | 3.00% | Open | 2.25% | 15 | 15.9% |
Min payments are largest of 2.25% or fees + £5, phone app only 0800 022 3307 |
| Egg Card | 3.00% | Open | 2.00% | 14 | 16.9% |
 |
| MBNA Platinum Visa | 2.90% | Open | 1.00% | 13 | 16.9% |
** Money transfer (SBT) fee is now 4% ** |
| MBNA Platinum Rewards | 2.90% | Open | 1.00% | 13 | 16.9% |
** Money transfer (SBT) fee is now 4% ** |
| Halifax Plus | 3.00% | Open | 1.00% | 13 | 16.9% |
 |
| BT Credit Card | 3.00% | Open | 1.00% | 13 | 16.9% |
** Money transfer (SBT) fee is now 4% ** |
| Nationwide Gold Card | 3.00% | Open | 3.00% | 13 | 16.9% |
Can only ever have one 0% introductory offer. ?25K min income. |
| Barclaycard OnePulse cashback | 2.50% | Open | 2.25% | 12 | 14.9% |
Max BT £5K |
| Barclaycard Breathe | 2.50% | Open | 2.25% | 12 | 14.9% |
Max BT £5K |
| Post Office Platinum | 2.98% | Open | 2.50% | 12 | 16.9% |
Min salary £20K. Two anniversary offers. |
| Post Office Classic | 2.98% | Open | 2.50% | 12 | 19.9% |
Min salary £8K. Two anniversary offers. |
| The AA Card | 2.99% | Open | 1.00% | 12 | 16.9% |
transferred within the first 90 days of your account opening |
| Asda Reward Card | 2.99% | Open | 3.00% | 12 | 16.8% |
 |
| Debenhams | 2.99% | Open | 4.00% | 12 | 19.9% |
 |
| bmi American Express | 3.00% | Open | 1.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Sonycard | 3.00% | Open | 1.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Breast Cancer | 3.00% | Open | 1.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| ICICI Rewards Card | 3.00% | Open | 1.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Norwich & Peterborough Card | 3.00% | Open | 1.00% | 12 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| LTSB Platinum | 3.00% | Open | 2.00% | 12 | 15.9% |
Must make min £100 purchase, & BT within first 6 weeks. |
| Abbey Zero Card | 3.00% | Open | 2.25% | 12 | 18.9% |
Available from 11/5/09 |
| Yorkshire Bank Gold | 3.00% | Open | 2.50% | 12 | 16.9% |
 |
| Clydesdale Bank Gold | 3.00% | Open | 2.50% | 12 | 16.9% |
 |
| Sainsbury's Credit Card | 3.00% | Open | 2.25% | 10 | 15.9% |
 |
| BOI Mastercard Gold | 2.98% | Open | 3.00% | 9 | 16.9% |
Min salary £15K |
| Halifax All In One Card | 3.00% | Open | 1.00% | 9 | 15.9% |
 |
| Halifax Charity Card | 3.00% | Open | 1.00% | 9 | 16.9% |
 |
| BOS Union Card | 3.00% | Open | 1.00% | 9 | 17.9% |
 |
| BOS All In One Card | 3.00% | Open | 1.00% | 9 | 15.9% |
 |
| Halifax Rewards Card | 3.00% | Open | 1.00% | 9 | 17.9% |
Must already have, or open, a Halifax current account |
| Saga Platinum | 3.00% | Open | 3.00% | 9 | 11.9% |
Age 50+ only |
| Play.com | 1.50% | Open | 1.00% | 6 | 15.9% |
** Money transfer (SBT) fee is now 4% ** |
| Virgin Atlantic 'White' | 2.00% | Open | 1.00% | 6 | 17.9% |
Low minimum payments during intro offer |
| Tesco Clubcard | 2.00% | Open | 3.00% | 6 | 16.9% |
 |
| John Lewis | 2.50% | Open | 3.00% | 6 | 16.9% |
 |
| Marks & Spencer | 2.90% | Open | 2.50% | 6 | 15.9% |
10 month 0% SBT via Sterling travellers cheques. 1% fee. See 'M&S Travel Money' |
| BOI Ulster Rugby Card | 2.98% | Open | 3.00% | 6 | 17.9% |
Some issues, see forum |
| BOI Moneyback | 2.98% | Open | 3.00% | 6 | 17.9% |
 |
| LTSB Airmiles Duo | 3.00% | Open | 2.00% | 6 | 15.9% |
Must make min £100 purchase, & BT within first 6 weeks |
| Co-op Members' Card | 3.00% | Open | 2.00% | 6 | 15.9% |
Min salary £10K |
| Co-op Affinity Standard | 3.00% | Open | 2.00% | 6 | 18.9% |
Various causes. |
| Co-op Affinity Platinum | 3.00% | Open | 2.00% | 6 | 16.9% |
Min salary £25K. Various causes |
| GM Card | 2.90% | Open | 2.00% | 5 | 14.9% |
 |