0% Balance transfer credit cards

Here is our unbiased list of balance transfer cards listing the charges and offers if any.

No Fees apply to any balance transfers on these cards
Card Fee Max min pay 0% APR Notes
Santander Zero Fee-Free SpecialNo feeN/A2.25%618.9% Must hold a Santander branded (inc A&L) current account or mortgage
Unlimited Fees
Card Fee Max min pay 0% APR Notes
Barclaycard Platinum with BT2.90%Open2.25%1616.9% Max BT is 90% of credit limit. 0% until June 2011
RBS Platinum2.90%Open2.25%1616.9% Min £10K income
NatWest Platinum2.90%Open2.25%1616.9% Min £10K income
Yorkshire Bank Gold3.00%Open2.50%1616.9% Must be a YB customer
Clydesdale Bank Gold3.00%Open2.50%1616.9% Must be a CB customer
HSBC2.90%Open2.50%1516.9% Need to be a HSBC account holder and pay in £500 per month. Min salary £8,500
First Direct Gold2.90%Open3.00%1516.9% Need to be a First Direct '1st Account' holder
Halifax Rewards Card - BTs3.00%Open1.00%1516.9% Must already have, or open, a Halifax current account
Nationwide Gold Card3.00%Open3.00%1516.9% Can only ever have one 0% introductory offer. £25K min income.
Virgin Money Card2.98%Open1.00%1416.6% ** Money transfer (SBT) fee is now 4% **
Egg Card3.00%Open2.00%1417.9%
MBNA Platinum Plus Visa1.90%Open1.00%1316.9% 1.9% fee for money transfers
MBNA Platinum Visa2.90%Open1.00%1316.9% ** Money transfer (SBT) fee is now 4% **
MBNA Platinum Rewards2.90%Open1.00%1316.9% ** Money transfer (SBT) fee is now 4% **
Halifax Plus3.00%Open1.00%1316.9%
Santander Credit Card3.00%Open2.25%1316.9% Min payments are largest of 2.25% or fees + £5, phone app only 0800 022 3307
Barclaycard Platinum Purchase2.90%Open2.25%1216.9%
Virgin Money BT/Purchase Card2.98%Open1.00%1218.9%
Post Office Platinum2.98%Open2.50%1216.9% Min salary £20K. Two anniversary offers.
Post Office Classic2.98%Open2.50%1219.9% Min salary £8K. Two anniversary offers.
Asda Reward Card2.99%Open3.00%1216.8%
Debenhams2.99%Open4.00%1219.9%
PayPal Mastercard2.99%Open5.00%1217.9%
bmi American Express3.00%Open1.00%1216.9% ** Money transfer (SBT) fee is now 4% **
Sonycard3.00%Open1.00%1216.9% ** Money transfer (SBT) fee is now 4% **
Breast Cancer3.00%Open1.00%1216.9% ** Money transfer (SBT) fee is now 4% **
ICICI Rewards Card3.00%Open1.00%1216.9% ** Money transfer (SBT) fee is now 4% **
Norwich & Peterborough Card3.00%Open1.00%1216.9% ** Money transfer (SBT) fee is now 4% **
LTSB Platinum3.00%Open2.00%1215.9% Must make min £100 purchase, & BT within first 6 weeks.
Sainsbury's (Nectar Cardholder)3.00%Open2.25%1215.9% Must have swiped your Nectar card in store in the last 6 months.
Halifax All In One Card3.00%Open1.00%1015.9%
BOS All In One Card3.00%Open1.00%1015.9%
BT Credit Card3.00%Open1.00%1016.9% ** Money transfer (SBT) fee is now 4% **
Barclaycard Breathe3.00%Open2.25%1016.9% Max BT £5K
Tesco Clubcard2.90%Open3.00%916.9%
BOI Mastercard Gold2.98%Open3.00%916.9% Min salary £15K
Halifax Charity Card3.00%Open1.00%916.9%
BOS Union Card3.00%Open1.00%917.9%
Halifax Rewards Card - Purchases3.00%Open1.00%915.9% Must already have, or open, a Halifax current account
The AA Card3.00%Open1.00%918.9% transferred within the first 90 days of your account opening
Sainsbury's (No Nectar Card)3.00%Open2.25%915.9%
Saga Platinum3.00%Open3.00%911.9% Age 50+ only
Play.com1.50%Open1.00%616.9% ** Money transfer (SBT) fee is now 4% **
Virgin Atlantic 'White'2.00%Open1.00%617.9% Low minimum payments during intro offer
John Lewis2.50%Open3.00%616.9%
Marks & Spencer2.90%Open2.50%615.9% 10 month 0% SBT via Sterling travellers cheques. 1% fee. See 'M&S Travel Money'
BOI Ulster Rugby Card2.98%Open3.00%617.9% Some issues, see forum
BOI Moneyback2.98%Open3.00%617.9%
LTSB Airmiles Duo3.00%Open2.00%615.9% Must make min £100 purchase, & BT within first 6 weeks
Co-op Members' Card3.00%Open2.00%615.9% Min salary £10K
Co-op Affinity Standard3.00%Open2.00%618.9% Various causes.
Co-op Affinity Platinum3.00%Open2.00%616.9% Min salary £25K. Various causes
GM Card2.90%Open2.00%514.9%

Table | 0% Balance transfer credit cards |