Cashback Credit Cards
Cashback credit cards return a percentage of your spending back to you in cash, usually annually, these are often more profitable that points or reward card systems
| Card | cashback | Spend Limit | APR | Notes |
|---|---|---|---|---|
| AMEX Platinum Moneyback Card | 5.0% | 19.9% |
 0.5% <£3500/1% <£7.5K/1.25% >£7.5K, 5% (max £100) 1st 3 months. Min £3K per annum spend. Min £30K income. | |
| PayPal Mastercard | 2.0% | 17.9% |
Max 2% cashback if spend with PayPal retailers, 1% otherwise. Comes as PayPal vouchers. £20 voucher on first use. | |
| EggMoney | 1.0% | £20,000 | 18.6% |
|
| Capital One World Mastercard | 1.0% | 19.9% |
No cap on cashback, £18 pa fee, £10 credit in Jan each year, excellent credit rating required | |
| Virgin Charity Card | 0.8% | 12.9% |
Designed to give 1% to charity with gift aid but cashback can be paid to account holder if preferred. | |
| Co-op Members' Card | 0.5% | 15.9% |
1% cashback on Co-op food, 0.5% cashback on other shopping. | |
| BOI Moneyback | 0.5% | £15,000 | 17.9% |
|
Table | Cashback credit cards |