Cashback Credit Cards

Cashback credit cards return a percentage of your spending back to you in cash, usually annually, these are often more profitable that points or reward card systems

Card cashback Spend Limit APR Notes
AMEX Platinum Cashback Card5.00%18.5% 1.25% CB (5% for first 3 months [max £100]). CB doubled once per year just after anniversary month. £25 annual fee
Capital One World Mastercard5.00%19.9% 5% for first 3 months (max £100), up to 1.25% thereafter
Santander 123 Cashback Card3.00%22.8% 1% supermarket, 2% department stores, 3% fuel. See website for full details. £24 annual fee.
Co-op Members' Card1.00%15.9% 1% cashback on Co-op food, 0.5% cashback on other shopping.
Virgin Charity Card0.80%12.9% Designed to give 1% to charity with gift aid but cashback can be paid to account holder if preferred.
Nationwide Select Credit Card0.50%12.9% Sterling purchases only
BOI Moneyback0.50%£15,00017.9%

Table | Cashback credit cards |